Rates







All rates effective 10-25-2011

LOAN RATES

Sub Account Description

Approx. Term

Annual Percentage Yield

Share Secured

up to 1 year
up to 5 years

3.00%
4.00%

Nalu Secured

up to 1 year
up to 5 years

3.25%
4.25%

Share Certificate Secured

up to certificate maturity

*2% above CD Rate

Christmas Club

1 year

1.00%

Personal

 

1 year
2 years
3 years
4 years
5 years

As Low As

7.00%
8.00%
9.00%
10.00%
11.00%
 

New Auto

4 years
5 years
6 years
7 years

5.25%
5.50%
6.00%
7.00%

Used Auto

   100% KBB to 6 years old

4 years
5 years
6 years

4.50%
5.25%
6.00%

Overdraft Protection

Minimum Monthly Payments are $40.00

15.00%

HELOC

Revolving

Contact 
Credit Union

Nalu Line

Revolving

12.00%

 

SHARE RATES  (Fees Could Reduce Earnings On Share Accounts)    

Regular Shares  (Minimum Balance $200) 0.25% APY
Nalu Club  (No Minimum Balance) 0.50% APY
Preferred  (Minimum Balance $25,000) 0.75% APY
Christmas 1.00% APY
IRA 1.50% APY

CERTIFICATE RATES    

6 Month

Contact Credit Union

12 Month

Contact Credit Union

24 Month

Contact Credit Union

 

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