|
LOAN RATES
|
|
Sub Account Description
|
Approx. Term
|
Annual Percentage Yield
|
|
Share Secured
|
up to 1 year
up to 5 years
|
3.00%
4.00%
|
|
Nalu Secured
|
up to 1 year
up to 5 years
|
3.25%
4.25%
|
|
Share Certificate Secured
|
up to certificate maturity
|
*2% above CD Rate
|
|
Christmas Club
|
1 year
|
1.00%
|
|
Personal
|
1 year
2 years
3 years
4 years
5 years
|
As Low As
7.00%
8.00%
9.00%
10.00%
11.00%
|
|
New Auto
|
4 years
5 years
6 years
7 years
|
5.25%
5.50%
6.00%
7.00%
|
|
Used Auto
|
|
100% KBB to 6 years old
|
4 years
5 years
6 years
|
4.50%
5.25%
6.00%
|
|
Overdraft Protection
|
Minimum Monthly Payments are $40.00
|
15.00%
|
|
HELOC
|
Revolving
|
Contact
Credit Union
|
|
Nalu Line
|
Revolving
|
12.00%
|